SME and personal loans, without the bank-to-bank hassle.
Armani Funding takes your profile to banks and financial institutions across Singapore and does the legwork until you are funded. Answer a few questions, then meet your consultant face to face.
- ✓SME loans from 2% a year
- ✓1000+ businesses and owners funded
- ✓Approvals in hours
- ✓No upfront cost
Free eligibility check
About 1 minute
Answering does not affect your credit score. Nothing is submitted to any lender without your agreement.
- ✓SME loans from 2% a year
- ✓1000+ funded
- ✓Approvals in hours
- ✓No upfront cost
Over 1000 businesses and owners funded.
Financing for your business, and for you.
Business loans
For Singapore SME owners and directors who need capital to grow, or are paying too much on the loans they already have.
- ✓Working capital and cash flow
- ✓Expansion, new projects and large orders
- ✓Refinancing expensive debt, with rates from as low as 2% a year for qualifying companies
- ✓Help preparing the documents lenders ask for
Personal loans
For Singapore Citizens, Permanent Residents and eligible Employment Pass holders with a steady income.
- ✓Combining existing debts into one repayment
- ✓Renovation and wedding costs
- ✓Medical, education and unexpected expenses
- ✓Options assessed against your income and credit profile
Own private or commercial property? We also arrange financing against it. See what you could release
Your bank can offer you its own products. We can show you the market.
We go deeper than applying on your behalf. We guide you, prepare your profile, and keep going until there is a yes.
Check my eligibility- 01
Every lender, one point of contact
We work with a network of banks and financial institutions, so you are not limited to one bank’s products or lending criteria. You deal with one consultant, not a dozen application forms.
- 02
Assessed before anything is submitted
We look at your profile first and only approach lenders that suit it. That means fewer unnecessary applications and no time wasted on offers you were never going to get.
- 03
Approvals in hours, not weeks
Because your file is prepared properly before it goes out, many approvals come back within hours, and funds can follow within days.
- 04
Nothing to pay upfront
Checking where you stand costs nothing. Our fee is agreed with you in writing, and you only move forward when there is a real offer on the table.
- 05
One consultant from start to finish
The same person handles your documents, the lenders and the follow-up, so you can keep running your business or your life.
Owners who got a yes after a no.
What Singapore business owners say after working with us.
From first question to funds in your account.
You only ever deal with one consultant, and you only go ahead when there is a real offer.
- 1
Answer a few questions
About a minute, no documents, and no effect on your credit score.
- 2
Meet your consultant
Book a face-to-face meeting at our office to go through your situation properly.
- 3
We approach suitable lenders
Once you agree to our terms in writing, we prepare and submit your application.
- 4
Approval and disbursement
We guide you through the offer and paperwork until the funds reach your account.
Good to know before you start.
Still unsure? Call us on +65 8996 5420.
Is Armani Funding a lender?
No. Armani Funding is a loan broker. We assess your profile and arrange financing through banks and financial institutions. The lender makes the final decision on approval, amount and rate.
Will checking my eligibility affect my credit score?
No. Answering the questions on this page does not involve any credit check. Nothing is submitted to a lender until you have met your consultant and agreed to proceed.
Do I pay anything upfront?
No. There is no upfront cost to check what you qualify for. Our brokerage fee is agreed with you in writing before any application goes out, and you only move forward when there is a real offer on the table.
How fast can I get approved?
Many approvals come through within hours of submitting, and funds can follow within days. Timing depends on the lender and how complete your documents are.
Who can you help?
Singapore business owners and directors, Singapore Citizens and Permanent Residents, eligible Employment Pass holders, and owners of private residential, landed or commercial property.
What if I have a poor credit record?
Tell us honestly in the check. It does not stop you submitting. If a spouse, partner, family member or friend can apply with you, there may still be a way forward, and your consultant will be straight with you about what is realistic.
Find out what you could qualify for.
Answer a few quick questions, then book a time to discuss your loan options. No upfront cost. No obligation to proceed.
Start my eligibility check